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Terms & Conditions

First Squad Financial LLC  |  Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

Table of Contents

  1. Acceptance of Terms
  2. Use of Website
  3. Financial Services Disclaimer
  4. SMS Terms of Service
  5. Intellectual Property
  6. Disclaimer of Warranties
  7. Limitation of Liability
  8. Privacy
  9. Governing Law
  10. Changes to Terms
  11. Contact Information

These Terms and Conditions ("Terms") govern your use of the website located at thefirstsquadfinancial.com (the "Site") and any services offered by First Squad Financial LLC ("First Squad Financial," "we," "us," or "our"), a limited liability company headquartered in Longview, Texas. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Acceptance of Terms

By using this website, submitting an application, or providing your contact information, you confirm that you are at least 18 years of age, are authorized to enter into binding agreements on behalf of any business entity you represent, and agree to be bound by these Terms and our Privacy Policy.

2. Use of Website

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit the use and enjoyment of this Site by any third party. Prohibited conduct includes:

  • Submitting false, misleading, or fraudulent information in any application or form
  • Attempting to gain unauthorized access to any portion of the Site
  • Using automated scraping tools, bots, or similar technologies to extract data
  • Transmitting any harmful, offensive, or malicious code or content
  • Impersonating any person or entity

3. Financial Services Disclaimer

This website is provided for informational purposes only and does not constitute a commitment to lend or an offer to extend credit. All funding decisions are subject to credit approval, underwriting review, and execution of applicable documentation.

First Squad Financial LLC is a direct lender operating in the state of Texas. Our products include working capital loans, equipment financing, business lines of credit, revenue-based financing, commercial real estate loans, invoice factoring, and related financial products for business use only.

Approval of any application is not guaranteed. Funding amounts, terms, and rates vary based on business qualifications, creditworthiness, and other factors. All loans subject to approval.

4. SMS Terms of Service

SMS / Text Message Program

By opting in to SMS communications through our contact form or other opt-in mechanisms provided by First Squad Financial LLC, you agree to the following terms governing our text messaging program:

  • Program Description: First Squad Financial LLC's SMS program delivers marketing and promotional messages, application updates, and financial product information to opted-in subscribers.
  • Consent: You must expressly opt in to participate in this program. Your consent is obtained through a clear, affirmative action (checking the SMS opt-in checkbox on our contact form).
  • Automated Technology: By opting in, you consent to receive recurring SMS/MMS messages sent using an automated telephone dialing system (ATDS). You are not required to consent to receive messages via an automated telephone dialing system as a condition of purchasing any goods or services.
  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Message and Data Rates: Standard message and data rates may apply to each SMS message sent or received, as determined by your mobile carrier and plan.
  • How to Opt Out: Reply STOP to any message to unsubscribe. After opting out, you will receive one confirmation message confirming your unsubscription, and no further marketing messages will be sent to your number.
  • Help: Reply HELP for program information and contact details. You may also email armando@thefirstsquadfinancial.com for assistance.
  • Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchase or obtaining services from First Squad Financial LLC. You may opt out at any time without affecting your eligibility for funding products.
  • Supported Carriers: Major U.S. carriers are supported. Carrier message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
  • Data Sharing: Mobile opt-in data and consent information will not be shared with any third parties for marketing or promotional purposes.

For questions about this SMS program, contact us at armando@thefirstsquadfinancial.com or visit our Privacy Policy.

5. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, icons, images, and software, is the property of First Squad Financial LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content from this Site without our prior written consent.

6. Disclaimer of Warranties

THIS SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. FIRST SQUAD FINANCIAL LLC DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FIRST SQUAD FINANCIAL LLC AND ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF, OR INABILITY TO USE, THIS SITE OR OUR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices, including how we handle SMS opt-in information.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Gregg County, Texas.

10. Changes to These Terms

First Squad Financial LLC reserves the right to modify these Terms at any time. Changes are effective upon posting to this Site with an updated "Last Updated" date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

11. Contact Information

For questions about these Terms or our services, please contact us: